ACH Check Processing

Check Verification | Check Guarantee | Check Conversion | Web Checks
ACH Check Processing | Check By Phone | Recurring Billing

Now your company can use the same powerful tools that only the largest companies have enjoyed in the past. With our electronic funds transfer (EFT) system you can automatically and electronically debit your client’s bank accounts for your recurring and non-recurring billing as well as eliminate the ongoing expense of accepting and processing payments through traditional paper methods.

You can accept checks by phone as easily as accepting a credit card payment. When a consumer would like to pay your company by phone a salesperson, collection agent, or telemarketing representative will ask the consumer to read the MICR line at the bottom of their check. The MICR line contains the consumer's checking account number, bank routing number and check number needed to process the transactions electronically.

This information can be sent to us in a batch that is uploaded to our secure web site or individual checks can be processed in real-time at our secure, easy to use virtual terminal that can be accessed safely from any internet connection.

Features

• No more "checks in the mail"
• Faster funds availability
• Reduced banking fees
• Increases your market potential because most people have checking accounts while only approximately 50% of Americans have credit cards
• Approximately 50% of those with credit cards have reached their credit limit (another reason market potential increases) adding one more "payment option" is a convenience to the customer
• Increases ability to actually get paid while on the phone with collection calls
• Ship products faster with no more COD hassles
• Reports For ACH/EFT Electronic Phone Checks

Ease of Use

Our electronic funds transfer (EFT) system has been designed from the ground up to be as intuitive and efficient as possible while incorporating the most advanced and powerful features that have been designed into any program of it's kind. In fact, it is so easy to use, that you'll be able to install the program, configure the software for your company and be ready to start entering EFT billing transactions within 15 minutes of starting.

Powerful Scheduling

One of the most powerful features of the EFT software is how easy it is to schedule billing transactions. Whether you need to schedule a single transaction for a new customer or if you need to schedule multiple recurring transactions for a group of customers - it's all just a few clicks away. Recurring EFT transactions can be scheduled to recur on a weekly, biweekly, monthly, quarterly, semiannual, annual, or custom number of days. EFT transactions can be scheduled for months and even years into the future - all with the simple click of a button.

Advanced Resubmit Options

Another one of the more powerful capabilities of the program is it's ability to handle rejected and NSF items. The system allows you to customize the software to work the way you do. Whether you want NSF items to be resubmitted immediately, after a certain number of days have elapsed or on a certain day of month such as the 1st or 15th. Either way, you can automatically reschedule these transactions for you or you can even set the system to allow you to resubmit these transactions manually. By using the manual resubmit option this will allow you to confirm that the funds were available or to contact your customer before making another attempt at collection.

Comprehensive Reporting

As part of the standard program you will have a comprehensive set of reports that will give you the critical financial information that you need. Whether you need to look at a customer's payment history or if you need to analyze your company's future revenue streams, you will have the reports you need. The comprehensive and analytical reports not only improve the efficiency of your company but will allow you to spend time focusing on growing your business rather than dealing with the day to day collection and cash flow issues.

Multi-user / Multi-company capable

Our electronic funds transfer (EFT) software is fully network capable. The number of simultaneous users accessing the software is only limited by the number of users on your network. In addition to using the system to handle your company's billing needs, it is also multi-company capable. You can use the software to process multiple divisions or (in a service bureau environment) the EFT transactions for multiple companies.

Service you can count on

We understand that cash flow and your relationship with customers are the two most important aspects of your business. This is why we will be here to make sure that your transactions are processed accurately and on time, every time. And in the event there is a problem, we will be there to provide you with the answers and solutions that you need.